Funding in 24 hoursNo hard credit pullZero upfront fees

Your bank statements qualify you, not your credit score

Access $5,000 to $5,000,000 in working capital with approval based on real business performance. Funded within 24 hours, with terms from 3 to 24 months.

No hard credit pull. No upfront fees. Minimal paperwork.

$5K - $5MFunding range
24 hrsFunding after approval
3-24 moFlexible term lengths
$0Upfront fees

The toolkit

Financing built around how your business actually performs

Why teams switch

Traditional banks look at the wrong number

Most lenders fixate on credit scores and drown you in paperwork. We look at what actually matters: your revenue, your cash flow, and your business health.

The old way

  • ×Weeks of waiting only to get denied over a credit score
  • ×Stacks of documentation for a loan you might not get
  • ×Hard credit pulls that ding your score before you even hear back
  • ×Rigid repayment terms that ignore your cash flow reality
  • ×Upfront fees and broker costs just to submit an application

The Alpine way

  • Approval based on bank statements and business performance metrics
  • Minimal paperwork - recent bank statements and basic business info
  • Soft credit pull that never impacts your score
  • Flexible terms from 3 to 24 months that fit your revenue cycle
  • Zero upfront fees, zero broker fees, zero hidden charges

Compare

What changes when approval is based on performance

Alpine Funding PartnersTraditional Banks
Funding within 24 hours×
Approval based on business performance×
No hard credit pull×
Zero upfront fees×
Minimal documentation required×
Flexible terms from 3-24 months×
Funding up to $5,000,000×
Works with less-than-perfect credit×

Process

From application to funded in four steps

A clear path from first step to measurable outcome.

1

Upload your bank statements

Submit recent bank statements and basic business information through our online application. Minimal paperwork required.

2

We analyze your business performance

Our underwriting system evaluates your revenue patterns, cash flow, and overall business health - not just your credit score.

3

Get approved same day

Qualified businesses receive approval decisions within hours, with funding amounts from $5,000 to $5,000,000.

4

Receive capital within 24 hours

Funds are deposited via automated ACH transfer. Repayments are handled systematically through ACH on a schedule that fits your terms.

Packages

Straightforward terms, no hidden costs

Every funding offer is tailored to your business performance. Here are the parameters we work within.

Most flexible

Merchant Cash Advance

$5K - $5Mlump sum

Upfront capital in exchange for a portion of future receivables. Repayment adjusts with your revenue.

  • ✓ Funding within 24 hours of approval
  • ✓ No hard credit pull
  • ✓ Zero upfront or broker fees
  • ✓ Automated ACH repayment processing
  • ✓ Soft credit check only
Apply now

Business Funding

$5K - $5M3-24 month terms

Flexible term funding with repayment schedules matched to your business cycle.

  • ✓ Terms from 3 to 24 months
  • ✓ Performance-based approval
  • ✓ Minimal documentation
  • ✓ No upfront fees
  • ✓ Customized for your industry
Apply now

Questions

Common questions about funding with Alpine

What types of funding does Alpine Funding Partners offer?+

We offer merchant cash advances and business funding solutions, with amounts ranging from $5,000 to $5,000,000 for small and medium-sized businesses.

How quickly can I receive funding?+

Funding can be provided within 24 hours after approval, making it one of the fastest funding options available for businesses.

What are the requirements for getting approved?+

We evaluate businesses based on their performance metrics, bank statements, and overall business health rather than just credit scores. We focus on actual business performance for approval.

What term lengths are available?+

Flexible terms range from 3 to 24 months, allowing businesses to choose a repayment schedule that works best for their needs.

Is there a credit check required?+

We do not perform a hard credit pull. We use a soft credit check that does not impact your credit score, making it easier for businesses with less-than-perfect credit to qualify.

Are there any upfront fees?+

No. We do not charge any upfront fees or broker fees for our funding services.

What industries does Alpine Funding Partners work with?+

We work with a wide range of small and medium-sized businesses across various industries, providing customized funding solutions.

How does the merchant cash advance program work?+

Merchant cash advances provide funding by purchasing a company's future receivables, with a flexible repayment structure tied to your actual revenue.

Take the next step

Your business performance speaks louder than your credit score

Upload your bank statements and get a funding decision within hours. No hard credit pull, no upfront fees, no waiting weeks for a bank to say no.

Start your application